We collect personal information in the normal course of business in order to process your insurance application.
Creating an Account with us. We collect personal information from you when you submit an application request to us. You may submit your application through our website by entering your information on our quote form and, if you are creating an account, choosing your password.
Providing you with a quote or processing your application. We may use your personal information to contact you when necessary to process your application or to provide you with a quote.
Insurance Companies, Licensed Agents and Legal Obligations. If you submit an application for an insurance product offered by us, then we will disclose/forward your personal information to your selected insurance company for processing. If you submit an application for an insurance product offered through an insurance agent or agency with whom we are associated, then we may disclose your personal information to that agent or agency to process your requested quote or application. Please be assured that the agent or agency is only allowed to use your personal information to process your requested quote or application and is contractually obligated to maintain strict confidentiality.
For HealthCare.gov (Marketplace) Applications. We are authorized to collect personally identifiable information (PII) from you by Centers for Medicare & Medicaid Services (CMS). Any PII we collect is used to help you enroll in a Marketplace Qualified Health Plan (QHP) (and other related products you select, if applicable).If you choose to give us PII, we may share this information with CMS and the insurer you select. CMS will maintain this information in a federal System of Records. PII is used or disclosed only under the following circumstances: in order to provide the services VelaPoint is designed to offer – to compare insurance plans based on costs, benefits, and other important features; to determine eligibility for health coverage and cost-sharing reductions through HealthCare.gov; to choose a plan; and to enroll in coverage. Providing your PII is voluntary. If you choose not to provide us with the PII requested, or not to respond to certain required HealthCare.gov questions, we will not be able to help you enroll in a QHP through the Marketplace. We recommend reaching out to the Marketplace Call Center directly at
1-800-318-2596 (TTY: 1-855-889-4325) for further assistance in this scenario. For more information, please visit CMS Privacy Notice for HealthCare.gov.
We use anonymous information and cookies for marketing purposes and to improve services. Anonymous information is any information that does not personally identify you, including demographic information, including but not limited to the number of visitors to our website from a particular state. We use anonymous information primarily for marketing purposes and to improve the services we offer you. We may use “Cookies,” “Internet Protocol” addresses or other numeric codes to gather anonymous information. For a more detailed discussion on cookies, please see below.
We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date. If you want to correct or update your contact information, you may contact us by email at
admin@flcins.com. Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application. We protect the confidentiality and security of your personal information. We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below. You may opt out of receiving satisfaction surveys and/or information on additional products and services from us. We may contact you to survey your satisfaction of our service and/or to inform you of additional products and services. If you want to opt out of these surveys and/or notices, you may contact us by email at
admin@flcins.com.
Important Note: You may continue to receive communications from us regarding your insurance quote, application or policy even if you opt out of receiving our notices of additional products and services. We’re here to answer questions you may have about our privacy policy or our information privacy practices. If you have any questions, please email us at
admin@flcins.com.
Links to Other Websites.Linked sites are not under our control and therefore FLC Insurance Services, Inc., is not responsible for the contents of any linked site. We recommend that you carefully read the privacy policies of these websites as their information privacy practices may differ from ours.
